REDUCED!!!!Not a Short Sale. Bank Owned Foreclosure. All contract/offers are subject to Indymac Banks Senior Management Approval and any offers or Counter Offers by Indymac Bank are not binding unless the entire agreement is ratified by all parties. Buy er will be responsible for $75 Document Review fee due at closing. Seller will issue a counter-addendum upon acceptance of an offer. Offers must include attached documents, lender letter, proof of funds, copy of deposit check.